Montage Business Financial

Working Capital

A fast injection of capital to cover day-to-day operations, payroll, inventory, and growth β€” with simple, predictable payments.

Business owner walking through a stocked warehouse

What Is Working Capital?

Working capital financing gives your business a lump sum up front to cover everyday operating costs β€” from payroll and rent to inventory and marketing. Instead of letting a short-term cash gap slow you down, you get the funds you need now and repay over a fixed, predictable term.

It's one of the fastest, most flexible ways to fund your business. There are no restrictions on how you use it, approvals can come in as little as one hour, and funding can reach your account in as little as 12 hours.

Key Benefits

Lump-sum funding delivered up front
Use it for virtually any business purpose
Approvals in as little as 1 hour
Funding in as little as 12 hours
No collateral required in most cases
Competitive rates starting as low as 2.69%

Minimum Requirements

At least 6 months in business
$10,000+ in monthly gross revenue
An active business bank account
Based in the United States

Need Working Capital Fast?