Business Lines of Credit

Flexible, revolving capital you can draw on whenever your business needs it — and pay for only what you use.

Business owner managing finances on a laptop

What Is a Business Line of Credit?

A business line of credit gives you a set amount of capital you can tap into on demand. Draw what you need, when you need it, and pay interest only on the funds you actually use — not on your full credit limit.

As you repay what you've borrowed, your available credit replenishes, so the line is ready again the next time an opportunity or expense comes up. It's the ideal tool for smoothing out cash flow, covering seasonal gaps, buying inventory, or moving fast when growth calls.

Key Benefits

Draw funds only when you need them

Pay interest only on what you use, not your full limit

Revolving access — your credit replenishes as you repay

No need to reapply every time you need capital

Ideal for managing cash flow and seasonal swings

Funds available in as little as 12 hours

Minimum Requirements

At least 6 months in business

$10,000+ in monthly gross revenue

An active business bank account

Based in the United States

Ready to Put a Line of Credit to Work?

Apply Now