SBA Loans

Government-backed financing with some of the lowest rates and longest repayment terms available to small businesses.

American flag flying in front of the U.S. Capitol dome

What Is an SBA Loan?

SBA loans are partially guaranteed by the U.S. Small Business Administration, which reduces risk for lenders and unlocks some of the most affordable financing available to small businesses. That translates into lower rates, longer repayment terms, and larger loan amounts than many conventional options.

Because they're government-backed, SBA loans involve more documentation and a longer approval process — but for established, qualified businesses looking to fund growth, purchase real estate, or refinance existing debt, the terms are hard to beat. Our specialists guide you through every step to keep it as smooth as possible.

Key Benefits

Some of the lowest rates available to small businesses

Long repayment terms that ease monthly cash flow

Larger loan amounts than many conventional options

Lower down payments

Flexible uses — working capital, real estate, refinancing, and more

A dedicated specialist to guide you through the process

Minimum Requirements

Generally at least 2 years in business

Strong personal and business credit history

A for-profit business based in the United States

Sufficient revenue to support repayment

Additional documentation required (tax returns and financial statements)

Explore Your SBA Loan Options

Apply Now