Montage Business Financial
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Save Money With Our Credit Card Processing Services

We offer the most competitive credit card processing rates in the industry. Our surcharge and cash discount programs help eliminate processing fees entirely.

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Saved Per Year on Average
100%
Card Network Compliant
Payment processing terminal

Everything You Need to Process Payments

EMV / Chip Compliant

Fully EMV and chip-card compliant terminals, keeping your business and customers protected.

POS Systems Available

Modern point-of-sale systems for retail, restaurant, and service-based businesses.

Secure Data Processing

End-to-end encryption and PCI-DSS compliant data handling to protect cardholder information.

Mobile Processing

Accept payments anywhere with our mobile processing solutions. Perfect for on-the-go businesses.

Guaranteed Saving

We guarantee we will save you money on your current processing rates or we'll pay the difference.

Simple Application Process

Get approved quickly with our streamlined application. Start saving in days, not weeks.

Key Benefits

No monthly processing fees
All major cards accepted (Visa, MC, Amex, Discover)
Simple setup — up and running in days
Compliant with all state and federal regulations
Dedicated support team
Card payment at a point-of-sale terminal

Eliminate Your Processing Costs

Our surcharge and cash discount system allows merchants to pass processing fees to consumers who choose to pay by credit card. This simple, legal program saves merchants thousands of dollars per year.

Apply Now For 0% Fees
0%
Processing Fees for Merchants

Apply for Payment Processing

Tell us about your business and how you accept payments. A payment specialist will review your application and reach out with a custom rate comparison.

Why process with MBF?

No monthly processing fees
All major cards accepted (Visa, MC, Amex, Discover)
Simple setup — up and running in days
Compliant with all state and federal regulations
Dedicated support team

Need help? Call us:

+1 (833) 613-3863

⚠️ Please have the following available before completing this application:

Your most recent 1–3 credit card processing statements (PDF preferred)
Your current processor, POS system and monthly card volume
The business owner's details: Social Security number, date of birth and home address

Business Information

Type your industry (e.g. “restaurant”) to search, or enter your 6-digit NAICS code

Current Processing Information

Estimates are fine — entering one fills in the other.

Upload your most recent 1–3 processing statements (PDF preferred, up to 25MB each). They let us build an exact rate comparison.

Current Fees

Optional — your statements show these, but any figures you know help us move faster.

What Would You Like Us To Help With?

Equipment / POS

Ownership Information — Applicant 1

NO PO BOX

3 digits, between 300 and 850

Authorization

Date signed:

By signing above, each of the above listed business and business owners/officers (individually and collectively, "you") authorize Montage Business Financial LLC ("MBF") and each of its representatives, successors, assigns, designees and third-party funding partners, which includes lenders and other finance providers with whom MBF has, or may in the future enter into, commercial-brokerage-financing relationships ("Recipients"): (1) to obtain consumer or personal, business and investigative reports and other information about you, including credit card processor statements and bank statements, from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax, and from other credit bureaus, banks, creditors and other third parties; (2) to obtain the release, by any creditor or financial institution, of any information relating to any of you, to any Recipients; (3) to transmit this application form, along with any of the foregoing information obtained in connection with this application, to any or all Recipients for the foregoing purposes; and (4) to contact you via e-mail, call and/or text-message at the e-mail address and/or phone number provided above, or at any e-mail address and/or phone number reasonably identified as belonging to you, including wireless numbers (if applicable), using an automated telephone dialing system or other similar system with respect to this application, future-related commercial-financing opportunities and/or other lawful telemarketing purposes (the consents provided in this subsection (4), the "Communications Consent"). You hereby certify that all information and documents submitted in connection with this application are true, correct and complete.