Equipment Financing

Acquire the machinery, vehicles, and technology your business needs — while keeping your cash where it belongs.

Combine harvester unloading grain in a wheat field

What Is Equipment Financing?

Equipment financing lets you purchase or lease the equipment your business runs on — machinery, vehicles, computers, kitchen or medical equipment, and more — without paying the full cost up front. The equipment itself typically serves as collateral, which often means competitive rates and a straightforward approval process.

You spread the cost over the useful life of the equipment with fixed, predictable payments, so you can upgrade or expand without draining your working capital. New or used, a single machine or an entire fleet — we structure financing around what your business actually needs.

Key Benefits

Finance up to 100% of the equipment cost

The equipment typically serves as its own collateral

Preserve cash flow for day-to-day operations

Fixed, predictable monthly payments

New and used equipment both qualify

Potential tax advantages (consult your tax advisor)

Minimum Requirements

At least 6 months in business

$10,000+ in monthly gross revenue

A quote or invoice for the equipment being financed

Based in the United States

Ready to Finance Your Next Piece of Equipment?

Apply Now